Through our wealth of knowledge and long-standing relationship with the insurance market we aim to deliver every client a high quality and specialist client-orientated insurance service.
At Enhance we understand that protecting your healthcare business involves more than simply arranging your clinical negligence indemnity insurance and your Public Liability and Employer’s Liability insurances. Every healthcare business, whatever its size, needs specialist holistic assistance and advice
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Cosmetic Clinic Insurance Specialists
Cosmetic clinics are now found across most high streets in the United Kingdom. With popularity around treatments such as botox and laser treatments fueling rapid growth, the public’s perception of cosmetic treatments has shifted dramatically which has helped the industry become more widely accepted by all.
The ever-growing demand for cosmetic clinics has significantly increased the frequency of claims across the industry. With the high-risk nature of these treatments, people now feel inclined to claim if they feel like their treatment has gone wrong leaving them with undesirable results. If a claim were to be made against your business the costs could be crippling, therefore, it’s more important than ever before that you have protection in place.
The Importance of Clinic Insurance
Cosmetic clinics are surrounded by risk constantly. Whether it be from the clients you deal with or employees of the company, this risk must be managed correctly if your clinic is going to succeed. It’s within every company’s best interest to minimise these risks but accidents do happen. In this event, you must have the correct insurance in place to offer protection from the financial backlashes of claims.
Claims made against cosmetic clinics often lead to substantial legal costs and if found to be at fault, compensation costs also. The combination of these two can take a serious toll on even the largest of cosmetic clinics therefore you must have protection in place. Clinic insurance consists of a variety of different insurance products which are designed to cover the daily operations of the company and the risks that the company is operating around. We can advise you on a range of cosmetic treatment insurances such as micro pigmentation or chemical peels, and for more information, feel free to get in touch with our knowledgeable professionals.
Treatment Specific Insurance Products
At Enhance Insurance Services we specialise in offering a tailored insurance solution to cosmetic clinics within the United Kingdom. We offer treatment-related insurance policies designed to meet the needs of your business. Our cosmetic insurance policies can provide cover for a range of treatments, including but not limited to:
By investing in the right type of insurance for your clinic you can continue your daily work routine knowing that there is contractual protection if something were to go wrong. Our clinic insurance services are designed to effectively manage risks helping to futureproof your business.
Employers’ Liability Insurance
Employers’ liability is the only form of insurance that is legally required for all businesses with staff. As an employer, you are solely responsible for the health and safety of your workforce, and if there were to be an accident in the workplace you can be vulnerable to claims. Employers’ liability insurance offers financial protection for claims you are legally liable to pay in the event an employee were to claim against the business.
Professional Indemnity Insurance
Professional Indemnity, often referred to as PI insurance, offers protection if a third party alleges that the clinic has been negligent in the delivery of its professional services or failed to uphold its duty of care owed, leading to the third party incurring a financial loss. Issues that could give rise to such an allegation or claim include failure to adequately protect a patient’s records or images, breaching confidentiality or defamation (including online). Not only could this type of claim be extremely costly for the business but it can also seriously impact your reputation. Not all Clinic insurance policies include Professional Indemnity as standard.