Botox® Insurance

What are Botox® Treatments?

Botulinum toxin treatment, commonly referred to as Botox®, is one of the fastest-growing areas of cosmetic treatments in the UK and across the globe. The treatment itself involves the treated area being injected with the botulinum toxin which is able to relax muscles in the face with the main aim of smoothing any wrinkles or lines. Contrary to what some people may have heard, Botox® is not permanent and often means clients need to return for treatment every 3-4 months. In addition to skin wrinkle reduction, Botox® can be used for a variety of treatments such as excessive sweating, crossed eyes and other conditions. 

As with any cosmetic treatment that is carried out there are risks. Due to the need for multiple appointments some clinics can face difficulties with some patients. It is important, therefore, to make sure that you and your practice are covered should anything happen

We aim to provide you with first class service at all times.

Why Do You Need Insurance For Botox® Treatments?

It is vital that those providing Botox® treatment to patients have the necessary Cosmetic Insurance. Because of the increase in demand, there are more and more people offering Botox®, which also can lead to a rise in the number of people potentially seeking compensation. Many medical clinics and practitioners are seeing clients claim for compensation over recent years. This coupled with the 3-4 month treatment cycle means that having cover for this treatment is essential for any skin clinic. 

We only arrange insurance for medical and healthcare professionals who undertake this treatment. This means that we do not arrange cover for any professionals who are not members of a regulatory body or a non-medic such as beauty therapists.


What Is Cosmetic Insurance?

Cosmetics insurance is a specialist type of insurance designed to offer businesses within the cosmetic industry an added layer of protection against claims. Cosmetics insurance policies can be tailored to meet the specific needs of the clinic, whether the treatments offered include Botox®, Dermal Filler or any other treatment. This insurance policy can help protect the business against a range of claims including those made from the third party or employees.

What Businesses Require Cosmetic Insurance?
Cosmetic insurance is available to any clinic that is providing cosmetic procedures to clients. Regardless of the size or location, a cosmetic insurance policy can be designed to meet the needs of the specific clinic to offer suitable protection.
What Does A Basic Cosmetic Insurance Policy Contain?

Cosmetic insurance policies can include a variety of insurance types including public liability, employers liability and specific treatment based insurance. Often dedicated insurance products will be included in the policy to cover the businesses specific treatments. Below are a few of the most popular treatment based insurance products:

Dermal Filler Insurance
Chemical Peel Treatment Insurance
Laser Treatment Insurance
Micro-Pigmentation Treatment Insurance

Do I Need Public Liability Insurance In The Policy?
Public liability insurance is not a legal requirement in the United Kingdom but it would be recommended due to the nature of the cosmetic procedures. Public liability offers cover against property damage or injury caused to a third party or member of the public because of your work. With members of the public constantly interacting with the clinic it’s important to include it within the policy.
Why Do You Need Insurance For Botox® treatment?
Clinics providing Botox® treatment must have the necessary cover in place. Due to the nature of these procedures, clients are more inclined to submit claims if there were to be something that has gone wrong. Without adequate insurance in place, your clinic may be left vulnerable to the full costs of these claims. Botox® insurance can offer the financial support to deal with these claims and cover the legal costs.
What Does Cosmetic Insurance Cover?
Cosmetic insurance can be tailored to cover the daily operations of your business and any potential claims that you may be vulnerable to. By working with an experienced insurance broker you can design a policy that protects your business from a range of claims as well as financial cover against business interruption.
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