What are dermal fillers?
Dermal fillers are fast becoming a popular treatment in many cosmetic clinics. It is a treatment that is often used to correct a range of skin-related issues such as scarring and wrinkles. The treatment involves a substance called hyaluronic acid, which many do not realise is actually
naturally found in the body. This substance is then injected into the area that the patient wishes to be treated to improve the overall aesthetic appearance of this area.
In addition to hyaluronic acid, there are many different types of dermal fillers. Some of the main types out there that you will come across are calcium hydroxyapatite and collagen. The length of time that the treatment is effective for can range from four months up to eighteen months with different types of dermal filler treatments falling in between that time frame.
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Why do you need insurance for dermal filler treatments?
It is vital that those providing this treatment to patients have the necessary Cosmetic Insurance. In the event of anything happening to a patient whilst receiving treatment, you want to make sure you are covered. With dermal fillers, there are a variety of temporary and permanent options and it is essential that this is discussed with insurers to make sure that the dermal filler treatments being offered by your surgery are covered.
The team at Enhance Insurance are on hand to help make sure you have the right insurance for the treatments that you offer. With our in-depth knowledge of your industry we are available to support you with any of your Aesthetic & Medical Malpractice Insurance requirements. Get in touch with a member of the team today for a consultation on your individual requirements.
What Is Cosmetic Insurance?
Cosmetics insurance is a specialist type of insurance designed to offer businesses within the cosmetic industry an added layer of protection against claims. Cosmetics insurance policies can be tailored to meet the specific needs of the clinic, whether the treatments offered include Botox®, Dermal Filler or any other treatment. This insurance policy can help protect the business against a range of claims including those made from the third party or employees.
What Businesses Require Cosmetic Insurance?
Cosmetic insurance is available to any clinic that is providing cosmetic procedures to clients. Regardless of the size or location, a cosmetic insurance policy can be designed to meet the needs of the specific clinic to offer suitable protection.
What Does A Basic Cosmetic Insurance Policy Contain?
Cosmetic insurance policies can include a variety of insurance types including public liability, employers liability and specific treatment based insurance. Often dedicated insurance products will be included in the policy to cover the businesses specific treatments. Below are a few of the most popular treatment based insurance products:
- Botox® Insurance
- Dermal Filler Insurance
- Chemical Peel Treatment Insurance
- Laser Treatment Insurance
- Micro-Pigmentation Treatment Insurance
Do I Need Public Liability Insurance In The Policy?
Public liability insurance is not a legal requirement in the United Kingdom but it would be recommended due to the nature of the cosmetic procedures. Public liability offers cover against property damage or injury caused to a third party or member of the public because of your work. With members of the public constantly interacting with the clinic it’s important to include it within the policy.
Why Do You Need Insurance For Botox® treatment?
Clinics providing Botox® treatment must have the necessary cover in place. Due to the nature of these procedures, clients are more inclined to submit claims if there were to be something that has gone wrong. Without adequate insurance in place, your clinic may be left vulnerable to the full costs of these claims. Botox® insurance can offer the financial support to deal with these claims and cover the legal costs.
What Does Cosmetic Insurance Cover?
Cosmetic insurance can be tailored to cover the daily operations of your business and any potential claims that you may be vulnerable to. By working with an experienced insurance broker you can design a policy that protects your business from a range of claims as well as financial cover against business interruption.