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Laser Treatment Insurance

What are Laser Treatments?

Laser treatments across the UK have been increasing in popularity over recent years due to the range of lasers out there and the conditions that they are able to treat. The ever-present emphasis on beauty means that more and more people are using laser treatments. Laser treatments can be used to remove stretch marks, tattoos and also remove small hair follicles. The treatments themselves range from IPL to LED treatments.

All laser treatments performed at clinics require the appropriate insurance. Anyone offering these treatments will know of the risks that are involved with some of the more abrasive lasers. Ensuring that you are insured against these risks is vital.

We aim to provide you with first class service at all times.

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Why do you need insurance for laser treatments?

With any cosmetic treatment, practitioners understand the risks and know the procedure inside out. However, as with anything, there will be times where there are undesirable outcomes that can cause complications. Because of the evasive nature of laser treatments, it is extra important to have cosmetic insurance for your skin clinic and practitioners. Minimising risk is vital and being prepared for these eventualities is a necessity. 
The team at Enhance have an in-depth knowledge of the cosmetic industry and are available to support you with any of your Aesthetic and Medical Malpractice Insurance requirements.

 

What Is Cosmetic Insurance?
Cosmetics insurance is a specialist type of insurance designed to offer businesses within the cosmetic industry an added layer of protection against claims. Cosmetics insurance policies can be tailored to meet the specific needs of the clinic, whether the treatments offered include Botox®, Dermal Filler or any other treatment. This insurance policy can help protect the business against a range of claims including those made from the third party or employees.
What Businesses Require Cosmetic Insurance?
Cosmetic insurance is available to any clinic that is providing cosmetic procedures to clients. Regardless of the size or location, a cosmetic insurance policy can be designed to meet the needs of the specific clinic to offer suitable protection.
What Does A Basic Cosmetic Insurance Policy Contain?
Cosmetic insurance policies can include a variety of insurance types including public liability, employers liability and specific treatment based insurance. Often dedicated insurance products will be included in the policy to cover the businesses specific treatments. Below are a few of the most popular treatment based insurance products:

Botox® Insurance
Dermal Filler Insurance
Chemical Peel Treatment Insurance
Laser Treatment Insurance
Micro-Pigmentation Treatment Insurance

Do I Need Public Liability Insurance In The Policy?
Public liability insurance is not a legal requirement in the United Kingdom but it would be recommended due to the nature of the cosmetic procedures. Public liability offers cover against property damage or injury caused to a third party or member of the public because of your work. With members of the public constantly interacting with the clinic it’s important to include it within the policy.
Why Do You Need Insurance For Botox® treatment?
Clinics providing Botox® treatment must have the necessary cover in place. Due to the nature of these procedures, clients are more inclined to submit claims if there were to be something that has gone wrong. Without adequate insurance in place, your clinic may be left vulnerable to the full costs of these claims. Botox® insurance can offer the financial support to deal with these claims and cover the legal costs.
What Does Cosmetic Insurance Cover?
Cosmetic insurance can be tailored to cover the daily operations of your business and any potential claims that you may be vulnerable to. By working with an experienced insurance broker you can design a policy that protects your business from a range of claims as well as financial cover against business interruption.

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