As a training and educational provider to the medical and Aesthetic Industry you are responsible for providing guidelines surrounding best practice, anatomical knowledge and technical skills to a range of medical professionals new and experienced.
Whether you offer one-time or scheduled courses over a longer period it’s important for you to ensure you have the right insurance in place. Business insurance for Medical and Aesthetic training course providers can protect you against some of the risks you may face in this profession, such as medical negligence during a live demonstration caused by the trainee or perhaps even the trainer, a defamation claim or loss of client data. As a training course or medical educational establishment you are vulnerable to claims being bought against you for:
Failing in your ‘duty of care’ to your client, such as giving incorrect advice or making a mistake in your work.
Unintentional infringement of copyright, trademarks or broadcasting rights. This includes any limitation or passing another’s products/services off as your own.
Loss of professional documents/data
Includes damaged, missing or destroyed data belonging to a client or business while in your possession.
A director, employee or self-employed freelancer contracted to you is involved in a theft from the client.
Using or producing any material about other companies that may cause offence and that risks going beyond the intended internal audience, such as using case studies during an internal training session.
Professional Indemnity Insurance is a must have for Aesthetic and Cosmetic Training Courses, along with contingent or full Medical Malpractice Insurance for Cosmetic Trainers. In addition depending on the unique needs of your business you may also need to purchase insurance protection for the following:
Public liability insurance
Despite your best intentions, accidents do happen. As a training course provider you may work from a variety of locations, but a simple mistake such as spilling a drink on a delegates computer could make you liable to pay damages. If you have a permanent establishment and a delegate or member of the public is injured as a result of a negligent act e.g trips over a faulty or damaged area of flooring then you may be found liable to pay compensation.
Group Business Travel Insurance
The UK is renowned for having some of the world’s very best Aesthetic and Cosmetic, Surgeons, Doctors, Dentists and Nurses therefore it is likely that as a trainer you might be called overseas to demonstrate your skills, knowledge and cutting edge techniques to peers. Regular travel insurance that you purchase online or that is provided through your bank may not cover you for carrying out business, there may be restrictions in geographical limits under the policy and it is unlikely that it will provide cover for things like Kidnap and Ransom which can be high risk in certain areas of the world. It is important you have the right cover in place to ensure you are fully protected.
Speak to one of our team0800 9803776
Send us your Enquiry
To discuss your specific needs and requirements please call us on the above Freephone number or fill out the enquiry form below and one of our team will contact you directly.
A complete Insurance solution for your Medical & Aesthetic Training Course
Working with the right insurance partner to help you identify the multifaceted risks within your business is crucial to making certain that you are protected for every eventuality. Enhance Education & Training Insurance provides an all-encompassing policy that not only provides Aesthetic and Medical Malpractice cover for trainers and course delegates, but can also include indemnity against the material damage of your property, theft of medical equipment, Tax Investigation, Employer’s Liability, Loss of Sensitive Data, Public Liability and loss of profits due to business interruptions.