Welcome BAMAN members!
We’re pleased to introduce ourselves as an insurance solutions provider for BAMAN members. As you begin building your aesthetics business, we want to help you hit the ground running with one of the important building blocks in place: Aesthetic Insurance. IT’S EASY… you can get a quote and buy your policy in minutes.
What benefits can BAMAN nurses expect from us?
As a member of BAMAN, Enhance Insurance Services gives you access to a simple, secure way to get tailored cover online. You’ll find clear quotes, instant pricing from *£49.95/month, and everything explained up front, including what’s covered and what isn’t.
And when it’s not so simple, like when you need to make a claim, our in-house Claims team are on hand to support you personally. Whether you’re working solo or running a clinic, we’re here to help you stay protected so you can focus on patient care.
Quotes & instant pricing from *£49.95/month
Via our online portal for BAMAN Members.
What can Aesthetic and Cosmetic Insurance cover?
- Professional Indemnity
Cover in relation to any financial loss caused to third parties by the Insured’s negligent act, error or omission during the provision of professional services.
- Public/General and Product Liability
Cover in relation to any bodily injury and/or property damage caused by an accident in connection with the Insured’s business.
- Breach of professional confidentiality
During the Insured’s business.
- Libel and slander
Committed by the Insured without malice in the conduct of the Insured’s business.
- Inquest costs
In respect of unexpected deaths which may give rise to a claim.
- General Medical Council Investigation Costs
In respect of fitness to practice investigations and hearings.
- Automatic Run-off for 5 years
For death, retirement or disability.
- Automatic Run-off for 12 months
For involuntary administration, insolvency, bankruptcy or liquidation.
- Information Security and Privacy Liability;
Regulatory Defence and Penalties, Website Media Content Liability, PCI Fines and Costs; Forensic Defence Costs, Employee Privacy Breach Cover and Crisis Management Costs and Public Relations.
Who are Enhance Insurance Services?
With over 30 years of experience our team at Enhance Insurance Services provide insurance services for Medical Professionals, NHS Trusts, Private Clinics and Multinational Pharmaceuticals to develop an insurance proposition designed for the specialism of medical aesthetics.
Nurses working with us can expect a range of benefits tailored to support their journey into aesthetics. Alongside our training programs, we collaborate with various companies to offer multiple services. This includes access to tailored insurance coverage through our online portal.
Additionally, nurses automatically gain access to a medico-legal helpline provided by Hill Dickinson, ensuring that they have legal support and guidance in addition to the claims support from our team.
FAQ’s
Here are some past questions that other nurses like yourself have asked us. If you have questions that are not answered here, contact us, and our specialist team can answer them. We might even add your question here so others can find it more accessible.
What are the training requirements required to administer injectable treatments?
Enhance Insurance Services training requirements are outlined below:
1. Medical Background: Practitioners must have a medical background and be registered with their relevant governing body, ensuring they meet the necessary qualifications and standards for healthcare practice.
2. Training at a Medically Led Training Academy: Enhance Insurance Services prefers practitioners to receive training a medically led training academy. These academies typically offer comprehensive training programs tailored to healthcare professionals, ensuring high quality education and adherence to medical standards.
3. Combination of Practical and theoretical Training: The training course must include both practical and theoretical components Practical training allow practitioners to develop hands on skills in injection techniques, while theoretical training covers essential topics such as anatomy, physiology, product knowledge, safety protocols and legal considerations.
4. Certificate of Attendance and Completion: Upon successfully completing the training course, practitioners should be issued a certificate of attendance and completion. The certificate serves as evidence that the practitioner has undergone comprehensive training and is qualified to administer injectable treatments safely and effectively.
By ensuring that practitioners meet these training requirements, Enhance Insurance Services can maintain high standards of care and safety for patients, receiving injectable treatments, Additionally, it helps protect practitioners from potential liabilities by demonstrating their competency and adherence to professional standards.
What is our minimum premium?
Our minimum premium for non-invasive treatments such as Botulinum Toxin, Dermal Fillers, Chemical Peels, with a up to £45,000 turnover allowance begins at £453.60
Can I remote prescribe to patients?
Our policies do not extend to cover remote prescribing for aesthetics. For instance, Botulinum Toxin prescriptions necessitate a face-to-face assessment and consultation with the patient. This face-to-face interaction is crucial for ensuring patient safety, conducting a through cosmetic assessment, and obtaining informed consent.
As part of best practices, it’s imperative to document this assessment and consent in writing and maintain as part of the patient’s records. Additionally, in the event of any adverse reactions, prescribing should strictly adhere to the guidelines set forth by regulatory bodies.
Where can I perform treatments?
Our insurance policy covers practitioners to perform their treatments anywhere in the UK, including Northern Ireland, the Isle of Man , and the Channel Islands. This includes various clinical environments, such salons, clinics, and home clinics.
I do not have UK citizenship. Can I take out insurance with you?
Practitioners do not need to be a UK citizen to take out insurance with us. However, practitioners must be registered with their relevant governing body and be domiciled in the UK.
Quotes & instant pricing from *£49.95/month
Get a quote in minutes via our online portal for BAMAN Members
*The price quoted is based on our lowest premium offer for a qualified medical practitioner carrying out Band A treatments only insured with Beazley Furlonge Limited, and paying monthly using our premium finance option. Cover includes £5,000,000 Medical Malpractice Liability, £5,000,000 Professional Indemnity, £5,000,000, Public and General Liability, £1,000,000 Product Liability, and £5,000,0000, Libel and Slander insurance cover for a medical practitioner. The price includes insurance premium tax and credit charges. We do not charge any admin fees.
55% of new customers paid £49.95 per month between 1st June 2025 and 30th June 2025.
This level of cover may not be suitable for your requirements. We will provide an accurate quotation based on the information you provide during the quotation process.