Medical Malpractice Insurance For Aesthetic Nurses
No matter whether you’re an advanced nurse with your own company, or a self-employed nurse working for a third-party clinic, or a sole trader nurse, it is vital you have the right aesthetics insurance in place, which is both cost-effective and meets your legal obligations set out by the Nursing and Midwifery Council (NMC).
The correct medical malpractice insurance policy will provide you with protection against various claims that can be made as a result of any mistakes that may arise whilst you are performing treatments, or if a client does not agree that the result of the treatment was to standard.
To ensure that you have the right insurance coverage as an NMC registered nurse and to protect you from any claims that may arise, be sure to get in contact with us here at Enhance Insurance at 0800 980 3776. Our team of insurance advisors will be on hand to give you the advice you need and ensure you are correctly covered.
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What Insurance Should You Have As An NMC Registered Nurse?
Medical Indemnity Insurance
As all aesthetic treatments pose a risk of damage to clients, it is important that you protect yourself and your business with medical malpractice cover, which covers you for any claims made solely in relation to the treatment being performed. This will cover any costs that arise from claims due to negligence, physical or mental harm to the patient, or if a client does not agree that the treatment lead to the desired finished product.
Any of these instances could cause you to be sued due to professional error and being deemed neglectful in your duties as a nurse practitioner. The correct insurance policy could help protect you from legal costs and can provide coverage for neglect and defamation.
Public Liability
Public liability insurance will cover any third party that is accidentally injured in your care. This could be something as simple as a client tripping and in turn, injuring themselves.
Should this lead to a compensation claim, having public liability insurance will cover these unforeseen costs. Whilst public liability is not a legal requirement, as a business owner you could find having this cover in place enables you to avoid what could pose a large financial hit. Here at Enhance, our medical malpractice policies include Public Liability as standard for no extra cost, ensuring your business has the correct cover in place.
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In Need Of More Advice On Your Nurses Indemnity Insurance Cover?
Here at Enhance Insurance, our team of insurance experts will be able to give you advice and help you arrange the correct coverage you need as an NMC registered nurse.
Our team is dedicated to protecting both your livelihood and your reputation, so we will aim to arrange a policy completely tailored to your needs and requirements.
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to arrange a policy completely tailored to your needs and requirements
Where Can I Get Professional Indemnity Insurance?
Here at Enhance Insurance, we proudly offer competitive professional indemnity insurance for nurses. We have over 30 years of experience in providing leading policies within the aesthetics industry.
Do Aesthetic Nurses Need Indemnity Insurance?
Medical malpractice policies are vital for anybody performing any aesthetic treatments, including nurses. Medical malpractice claims are costly, therefore the correct policy will protect you against allegations of negligence whilst administering aesthetic treatments, avoiding any exposure to yourself and your business.
How Much is Professional Indemnity Insurance?
The cost of medical malpractice policy including professional indemnity cover will vary from practitioner to practitioner, these policies are rated based on your turnover for the year and which treatments you perform. The price will also depend on the level of coverage you require for your business.
Is Business Insurance Important?
Regardless of the size of your business, whether you are self–employed or run your own clinic, all businesses deal with risk. Insurance will help to manage these risks and keep unexpected costs for legal protection and claims made against you to a minimum. Without having insurance in place any claim that may arise against your business will fall on yourself to indemnify, which would be costly and may prevent you from being able to run your business efficiently.
