Dental Liability Insurance
As a GDC registered dentist, or a dental hygienist it is vital for your work that your patients trust and rely on you. This goes hand in hand with your reputation so it’s important you’re completely covered. No matter how hard you work, or how much experience you gain over the years, accidents can still happen and you need to be protected against any risks you may face.
It will be your goal to ensure your patients are provided with the best care, it is our goal to take care of your insurance needs. Without this added stress, you can focus on your practice and the services you provide.
To begin finding the right insurance policy for you and your practice, get in touch with our team of insurance specialists on 0800 980 3776. Our advisors GDC registered Dentists and Dental Hygienists with the insurance they need, and will be more than happy to give recommendations on the cover you require.
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Why is it Important to Have Insurance as a GDC Registered Dentist or Dental Hygienist?
Dentists and Dental hygienists must also take the proper precautions to make sure they are protected against the potential challenges and risks they face in the workplace. No matter how much training you have gone through and experience you have built up, mistakes can and potentially will happen.
When treating patients, you risk facing liability charges, with some of the most common arising from the use of anesthesia, falls, burns, cuts, or slips within the dental surgery, treating or extracting the wrong tooth, or failing to fix a crown or bridge correctly. This is why it’s important to seek a comprehensive insurance policy that includes public liability and medical malpractice cover.
Depending on the injuries sustained or the problems that your patient experiences, the awards they can receive from a claim can be considerable. That is why it is so important to ensure you have the right insurance as a practising GDC registered dentist or dental hygienist. If you own a dental practice, a business insurance policy could be the difference between you continuing your business and losing your practice.
As a registered member of the General Dentist Council (GDC) you will also have the requirement to have appropriate insurance cover in place. Without this, you will no longer be able to renew or register your membership with the council.
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What Insurance Do You Need as a GDC Registered Dentist or Dental Hygienist?
Employers’ Liability Insurance
If, as a part of your practice, you employ members of staff, it is a legal requirement that you ensure you have adequate employers’ liability insurance. This will protect you against any financial loss you may face as an employer due to employees sustaining job-related injuries or illness.
What’s more, when you know you have the correct employers’ liability cover you will also have the peace of mind that your business is covered and your employees will appreciate you investing in their welfare.
Specialist Equipment Insurance
No matter whether you’re a dentist or a dental hygienist, you will likely require a range of specialist tools to complete your day to day tasks. Specialist equipment insurance will cover your specialist equipment against breakdowns and annual inspections, so you can ensure you’re back up and running again quickly.
Cyber and Data Insurance
As a dentist or dental hygienist, you’ll likely store a wide range of private and confidential information about your patients. Cyber and data insurance will protect you against data breaches, whether it’s due to a mistake of your own or if you find yourself targeted by cyber criminals. In either case, this insurance can cover costs required to put your practice back on track.
In Need of More Advice on Your Insurance Cover?
Here at Enhance insurance, we are invested in making sure GDC registered dentists and dental hygienists have the insurance cover they need.
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