Enhance ACE Members Insurance Coverage | Cosmetic Insurance Specialists

Enhance ACE Members Insurance Coverage

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Welcome ACE members!

As you begin building your aesthetics business, we want to help you hit the ground running with one of the important building blocks in place: Aesthetic Insurance.

IT’S EASY… you can get a quote and buy your policy in minutes.

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What benefits can ACE trainees expect from us?

Quote online in minutes

Specialist advisors to support you

Pay in instalments

 Access to medico-legal helpline form Hill Dickinson  

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What can our Aesthetic and Cosmetic Insurance cover?

  • Professional Indemnity
    Cover in relation to any financial loss caused to third parties by the Insured’s negligent act, error or omission during the provision of professional services. 
  • Public/General and Product Liability
    Cover in relation to any bodily injury and/or property damage caused by an accident in connection with the Insured’s business. 
  • Breach of professional confidentiality
    During the Insured’s business. 
  • Libel and slander
    Committed by the Insured without malice in the conduct of the Insured’s business.
  • Inquest costs
    In respect of unexpected deaths which may give rise to a claim.
  • General Medical Council Investigation Costs
    In respect of fitness to practice investigations and hearings. 
  • Automatic Run-off for 5 years
    For death, retirement or disability. 
  • Automatic Run-off for 12 months
    For involuntary administration, insolvency, bankruptcy or liquidation. 
  • Information Security and Privacy Liability;
    Regulatory Defence and Penalties, Website Media Content Liability, PCI Fines and Costs; Forensic Defence Costs, Employee Privacy Breach Cover and Crisis Management Costs and Public Relations.
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Who are Enhance Insurance Services?

We are Insurance Brokers with over 30 years of experience providing insurance services for Medical Professionals, NHS Trusts, Private Clinics and Multinational Pharmaceuticals to develop an insurance proposition designed for the specialism of medical aesthetics.

Trainees working with us can expect a range of benefits tailored to support their journey into aesthetics. Alongside our training programs, we collaborate with various companies to offer comprehensive services. This includes access to competitive and tailored insurance cover through our panel of insurers.

Additionally, trainees automatically gain access to a medico-legal helpline provided by Hill Dickinson, ensuring that trainees have legal support and guidance.

Practitioners we cover:

GDC Dental Hygienists/Therapists

GDC Dentists/Dental Nurses

GMC Registered Doctors

GMC Surgeons

GPC Registered Pharmacists

NMC Registered Nurses

HCPC Department Practitioners

HCPC Paramedics

HCPC Radiographers

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FAQ’s

Here are some past questions that other trainees like yourself have asked us. If you have questions that are not answered here, contact us, and our specialist team can answer them. We might even add your question here so others can find it more accessible.

What are the training requirements required to administer injectable treatments?

Enhance Insurance training requirements are outlined below:

1. Medical Background: Practitioners must have a medical background and be registered with their relevant governing body, ensuring they meet the necessary qualifications and standards for healthcare practice.

2. Training at a Medically Led Training Academy: Enhance Insurance prefers practitioners to receive training a medically led training academy. These academies typically offer comprehensive training programs tailored to healthcare professionals, ensuring high quality education and adherence to medical standards.

3. Combination of Practical and theoretical Training: The training course must include both practical and theoretical components Practical training allow practitioners to develop hands on skills in injection techniques, while theoretical training covers essential topics such as anatomy, physiology, product knowledge, safety protocols and legal considerations.

4. Certificate of Attendance and Completion: Upon successfully completing the training course, practitioners should be issued a certificate of attendance and completion. The certificate serves as evidence that the practitioner has undergone comprehensive training and is qualified to administer injectable treatments safely and effectively.

By ensuring that practitioners meet these training requirements, Enhance Insurance can maintain high standards of care and safety for patients, receiving injectable treatments, Additionally, it helps protect practitioners from potential liabilities by demonstrating their competency and adherence to professional standards.

What is our minimum premium?

Our minimum premium for non-invasive treatments such as Botulinum Toxin, Dermal Fillers, Chemical Peels, with a up to £45,000 turnover allowance begins at £453.60

Can I remote prescribe to patients?

Our policies do not extend to cover remote prescribing for aesthetics. For instance, Botulinum Toxin prescriptions necessitate a face-to-face assessment and consultation with the patient. This face-to-face interaction is crucial for ensuring patient safety, conducting a through cosmetic assessment, and obtaining informed consent.

As part of best practices, it’s imperative to document this assessment and consent in writing and maintain as part of the patient’s records. Additionally, in the event of any adverse reactions, prescribing should strictly adhere to the guidelines set forth by regulatory bodies.

Where can I perform treatments?

Our insurance policy covers practitioners to perform their treatments anywhere in the UK, including Northern Ireland, the Isle of Man , and the Channel Islands. This includes various clinical environments, such salons, clinics, and home clinics.

I do not have UK citizenship. Can I take out insurance with you?

Practitioners do not need to be a UK citizen to take out insurance with us. However, practitioners must be registered with their relevant governing body and be domiciled in the UK.

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